Most People Buy Life Insurance Backwards — Here’s the Truth Your Agent Never Explained
Learn how life insurance, annuities, and financial tools ACTUALLY work — before you buy another policy.
WHY YOU’RE STILL FINANCIALLY STUCK
Building lasting financial security feels impossible, unless…
You have a personalized plan that aligns with your life goals and protects what matters most.
You follow a proven system that helps you grow your wealth without confusion or becoming overwhelmed.
You work with experts who help you take action—not just give advice—and stay consistent.
Let MFIVE guide you toward a future you don't have to worry about.
THIS IS FOR YOU IF…
You’re earning good money, but still feel unsure if your family would be financially protected if something unexpected happened.
You’ve thought about life insurance or financial planning before, but didn’t know where to start or who to trust.
You want a safe, judgment-free space to ask “basic” questions about life insurance, coverage, and financial protection.
You’re serious about building long-term security and peace of mind, but need someone to explain your options clearly — without pressure or confusing jargon.
You don’t need to understand it all — you just need someone who does.
With MFIVE & Associates, you’re not buying a policy — you’re building a future.
Book your free life insurance
strategy session.
GET YOUR FREE LIFE INSURANCE GUIDE BOOK
Covers:
Life Insurance Types
Living
Benefits
IUL Explained Simply
Retirement
Tools
LIFE INSURANCE FACTS
EVERY TRUSTED ADVISOR SHOULD UNDERSTAND
$500,000+
CLIENT INCOME PROTECTION GAP
We recommend 10x your salary in income protection, providing its affordable. This gives your surviving relatives 10 years your salary.
70%
UNDERPROTECTED HOUSEHOLDS
Most families are underinsured, creating silent risk that can unravel even well-designed financial, tax, or estate strategies.
$30–$50 / mo
AVERAGE MONTHLY COST
Many healthy adults qualify for meaningful coverage at a surprisingly affordable cost.
Living Benefits
PROTECTION WHILE CLIENTS ARE ALIVE
Protection while clients are living. These benefits protect the insured in the event you are diagnosed with a terminal, chronic or critical illness and or injury. Every policy should have these benefits.
Tax-Free
BENEFIT STRUCTURE
Life insurance benefits are generally paid tax-free to your beneficiaries.
Earlier = Cheaper
AFFORDABLE
The younger and healthier you are the more affordable life insurance is. Get it now.
MEET THE FOUNDERS
Tromane & Felicia McTiller
Felicia and Tromane McTiller are the founders of MFIVE, Motivated Financially Independent Victorious Entrepreneurs.
We are advocates of Financial Literacy and also Entrepreneurship. We approach our business strictly from an educational perspective ensuring that our agents and clients are well informed prior to making a decision.
We love this business, the opportunity to assist others in this capacity has truly been life changing for us as well as those that we work with. Rather you are looking to gather more information about becoming a partner or client. We look forward to hearing from you.
GOT QUESTIONS?
Frequently Asked Questions
What does MFIVE & Associates specialize in?
MFIVE & Associates specializes in educating families and business owners on how to use life insurance and financial tools strategically — for protection, wealth building, and long-term planning.
Why should I read the eBook before talking to an agent?
Most people buy life insurance without fully understanding how it works. The eBook breaks everything down in plain language so you can ask better questions, avoid costly mistakes, and feel confident before making any decisions.
What will I actually learn inside the eBook?
You’ll learn how different life insurance types work, what “living benefits” really mean, common mistakes people make, and how to choose coverage based on your life and income—not sales pressure.
Who is this eBook for?
It’s for individuals and families who want to protect their income, avoid being underinsured, and understand life insurance before committing to a policy.
What’s the difference between the free eBook and the Advanced Planning Manual?
The free eBook gives you the foundation. The Advanced Planning Manual goes deeper—covering advanced strategies, retirement tools, real-life examples, and how everything fits together long term.
Is life insurance only for people with dependents?
No. Life insurance also helps individuals protect income, cover debts, lock in lower rates, and plan for future milestones.
How do I get started with MFIVE?
Simply book a free strategy session, and a licensed agent will walk you through your options step by step.
What should I do after reading the eBook?
If you want personalized guidance, you can book a free strategy call where we apply what you learned to your specific situation.