

You already understand the basics of life insurance and want deeper clarity before making long-term decisions.
You don’t want to rely on generic advice — you want to understand how policies are structured, why they’re designed a certain way, and how they impact your future.
You value education first and want to feel confident, informed, and in control before moving forward.
You’re serious about protecting your income, family, and legacy — not just for today, but 10, 20, and 30 years from now.


Life Insurance Types

Living
Benefits

IUL Explained Simply

Retirement
Tools
FREE
A simple, plain-English explanation of how life insurance really works
The different types of coverage — without jargon or sales pressure
How much protection most families actually need (and why many are underinsured)
Common mistakes people make when buying life insurance for the first time
Real-world use cases covering protection, wealth building, business planning, and legacy
The questions you should ask before speaking with any agent or advisor
You want to understand the basics before making any decisions
You’re just starting to explore your options
You want education with zero pressure or commitment

$9.99
A 248-page, in-depth planning guide that goes far beyond basic life insurance education
A deep breakdown of life insurance as a strategic financial tool, not just protection
Clear explanations of how different policies are structured — and why structure matters
Side-by-side comparisons of term, whole life, IUL, annuities, and related strategies
Real-world use cases covering protection, wealth building, business planning, and legacy
You want to walk into your strategy call informed, confident, and prepared
You want to walk into your strategy call informed, confident, and prepared

MFIVE & Associates specializes in educating families and business owners on how to use life insurance and financial tools strategically — for protection, wealth building, and long-term planning.
Most people buy life insurance without fully understanding how it works. The eBook breaks everything down in plain language so you can ask better questions, avoid costly mistakes, and feel confident before making any decisions.
You’ll learn how different life insurance types work, what “living benefits” really mean, common mistakes people make, and how to choose coverage based on your life and income—not sales pressure.
It’s for individuals and families who want to protect their income, avoid being underinsured, and understand life insurance before committing to a policy.
The free eBook gives you the foundation. The Advanced Planning Manual goes deeper—covering advanced strategies, retirement tools, real-life examples, and how everything fits together long term.
No. Life insurance also helps individuals protect income, cover debts, lock in lower rates, and plan for future milestones.
Simply book a free strategy session, and a licensed agent will walk you through your options step by step.
If you want personalized guidance, you can book a free strategy call where we apply what you learned to your specific situation.
